Affordable Homeownership
We Are Here to Help You With Your Homeownership Journey
Everyone deserves a safe, affordable place to call home. Habitat for Humanity Kerr County partners with hardworking families to make homeownership possible.
Our homeownership program is designed for families who are ready to take the next step toward owning a home. All prospective Partner Families must meet our minimum qualifications to participate.
Get started by reviewing our requirements to see if a partnership with Habitat for Humanity Kerr County may be right for you. Access the pre-screening form at the bottom of the page.
Eligibility Requirements
- Willingness to partner with Habitat for Humanity Kerr County
- U.S. citizens or legal permanent residents
- Currently live in substandard housing and ability to demonstrate a need
- Ability to pay an affordable mortgage
- Must live and work in Kerr County for the past six months
- Must be a first-time home buyer
| Household Size | Maximum Yearly Income* |
|---|---|
| 1 | $51,350 |
| 2 | $58,650 |
| 3 | $66,000 |
| 4 | $73,300 |
*This represents 80% of the Median Family Income in Kerr County Defined by HUD in 2025*
Why Partner with Habitat for Humanity Kerr County?
- An affordable mortgage with affordable monthly payments – no more than 30% of your household income.
- Our homes are high quality and energy efficient.
- We are a trusted partner. For over 35 years, Habitat for Humanity Kerr County has helped over 126 families build their brand-new affordable homes.
- Habitat for Humanity provides you with the coaching, education, and support to be successful in your homeownership journey and will guide you through the process.
Ready to Start Your Affordable Homeownership Journey?
Pre-screening is the first step toward becoming a Habitat homeowner. This short questionnaire helps us determine basic eligibility before inviting qualified households to complete the full application.
Deadline to Apply: February 16, 2026
Prefer not to apply online? Paper pre-screening forms are available at our office:
Habitat for Humanity Kerr County
121 McGinnis Court, Kerrville, TX
Monday–Friday, 8:00 a.m.–5:00 p.m.
Need Assistance? Send us an email at info@habitatkerr.org or call (830) 792-4844
